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Secure and Trusted Payment Processing
Get More from Every Freight Payment with HSBC Mastercard on PayCargo
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Get More from Every Freight Payment with HSBC Mastercard on PayCargo
Secure and Trusted Payment Processing
More ways to pay. Same trusted platform.
PayCargo now accepts credit card payments, giving you more options in how you pay freight charges in Hong Kong. During the limited-time promotion, eligible HSBC Commercial Mastercard cardholders can enjoy exclusive rebates and offers.
Supports most major credit cards
Streamlined payment experience
Real-time
payment alerts
Available globally for payments to PayCargo vendors in Hong Kong
This capability is a core PayCargo platform feature and works independently of any card issuer or promotional offer.
Enjoy special rates and rewards with an eligible HSBC Commercial Mastercard®
Eligible businesses in Hong Kong can enjoy exclusive rates and rewards when using an HSBC Corporate Mastercard, Purchasing Mastercard, or Virtual Mastercard on PayCargo during designated promotional periods.
Experience an Instant 1.1% Cash Rebate
Promotion Period: Offer valid until December 31, 2025
PayCargo users who make payments using an eligible HSBC Corporate Mastercard, Purchasing Mastercard, or Virtual Mastercard will receive an instant 1.1% cash rebate. A handling fee of 2.7% plus a shipper fee of HK$19 is charged at the time of payment; the 1.1% rebate is applied instantly, resulting in an effective handling fee of 1.6% (excluding the HK$19 shipper fee). Offer valid until December 31, 2025.
Eligible cardholders may also benefit from an interest-free repayment period of up to 56 days, providing greater control over working capital and cash flow.
The standard handling fee for other cards remains at 2.7% plus a flat HK$19 shipper fee.
Eligible Cards
HSBC Corporate Mastercard, Purchasing Mastercard, and Virtual Mastercard
Secure and Trusted Payment Processing
Transactions on PayCargo are securely processed through our trusted partner, Autotoll Limited, ensuring your payments are safe and reliable every step of the way.
As a pioneer in smart transport solutions since 1998, Autotoll has evolved into a leader in Smart City technology, supporting seamless and secure digital infrastructure across Hong Kong.
Get Rewarded for Joining the HSBC Commercial Mastercard Program
PayCargo customers who successfully apply for the HSBC Commercial Mastercard program during the promotional period and meet the designated spending requirements will enjoy up to HK$8,888 cash rebate.
Terms and conditions apply.
This offer is valid until December 31, 2025.
Spending Requirements
Simply meet the designated spending requirements within the first 3 months of your first card issuance to qualify for a cash rebate:
| Spending Within 3 Months of First Card Issuance | Cash Rebate |
|---|---|
| HK$80,000 or above | HK$3,288 |
| HK$180,000 or above | HK$8,888 |
How does it work?
Use your eligible HSBC Commercial Mastercard on PayCargo to pay freight charges and take advantage of exclusive benefits and savings.
Apply for an HSBC Corporate Mastercard, Purchasing Mastercard, or Virtual Mastercard.
Use your HSBC card to pay freight charges on PayCargo.
Enjoy preferential handling fees, instant rebates, and up to 56 days of interest-free repayment period.
Frequently Asked Questions
Is the credit card payment feature available to all PayCargo users?
What cards are eligible for the offer?
How do I get the rebate?
Is this offer valid outside Hong Kong?
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About the PayCargo & HSBC Mastercard Promotion
This initiative brings together HSBC’s expertise in commercial finance, Mastercard’s global network and focus on expanding supplier payment acceptance, and PayCargo’s specialized logistics payment platform to deliver tailored financial solutions that simplify and enhance how logistics businesses in Hong Kong manage freight payments.
This promotion enables enhanced payment options, exclusive rebates, and streamlined cash flow management solutions designed specifically for the industry.
Please note that all offers and promotional benefits are subject to PayCargo and HSBC Mastercard terms and conditions. Customers are encouraged to review these carefully to understand eligibility criteria, rebate processes, and other important information.