Pay for cargo on your terms
Flexible financing within PayCargo to keep shipments moving and optimize cash flow.
Trusted by:
Finance your
logistics, move
cargo faster
Access short-term credit for immediate vendor payments without disrupting workflows.
Flexible terms
Choose 15-, 30-, or 45-day repayment cycles tailored to your business cash flow.
Seamless integration
Finance is fully built into PayCargo, eliminating external paperwork or manual processes.
No personal credit checks
Credit decisions are based on business eligibility, keeping personal finances separate.
Dedicated credit line
Access a flexible, business-only line of credit for all PayCargo transactions.
Immediate vendor payments
Once approved, vendors are paid instantly, removing manual delays and paperwork.
Digital, auditable workflow
Approvals, payments, and reporting all live in one secure platform.
Optimize cash flow
Finance large or unexpected freight charges without impacting day-to-day operations.
Increase efficiency
Eliminate check processing, overnight couriers, and manual reconciliation.
Scale with your business
Use your line of credit to support growth, new hires, expansions, or unexpected costs.
$45B+ in logistics transactions enabled by PayCargo since 2021
Seamlessly integrated with your PayCargo payer account
Built to meet the standards of global logistics
6,500+
Vendors you can pay using
PayCargo Finance
$5M
Credit lines available — from $50K
to $5M for qualified clients*
45 days
Flexible repayment terms to
fit your cash flow
*Qualification based on business credit, PayCargo transaction history, and time in operation.
What our customers say about working with PayCargo Finance. Unlock working capital for your logistics operations
Payments
Secure, real-time payments to keep shipments moving.
AP Automation
Automate invoice processing and approvals.
